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GPSSA Pension Contribution Calculator - UAE Nationals

GPSSA contributions apply to UAE and GCC national employees, not to expatriate staff. The rate depends on when the employee was first registered: those registered from 31 October 2023 fall under the newer scheme with higher contributions on both sides.

The maths runs in your browser. Nothing you type is sent to our servers.

The rules applied

  • Applies to UAE and GCC nationals only - expatriate employees are not enrolled.
  • Employees first registered from 31 October 2023 fall under the current scheme.
  • Contributions are calculated on the contribution salary, not on basic pay alone.
  • The government share applies where the contribution salary is below AED 20,000.
  • The contribution salary is subject to a floor and a ceiling in the private sector.

This calculator is indicative and is not legal advice. Verify any final figure with MOHRE or the relevant authority before relying on it.

Where these numbers come from automatically

This page asks you to type the numbers in. In a working attendance system they come from the punches: overtime already split by band, service length already net of unpaid leave, and a payroll file ready to export for WPS.

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Frequently asked questions

Does GPSSA apply to expatriate employees?
No. GPSSA covers UAE nationals and, under the GCC unified extension, nationals of other Gulf states. Expatriate employees receive end-of-service gratuity instead, which is a different calculation entirely.
Which scheme applies to a given employee?
It depends on the date of first registration with GPSSA, not on the current employer. An employee registered before 31 October 2023 stays on the earlier rates even after changing jobs.
Are the contributions due on the gross salary?
On the contribution salary as defined by GPSSA, which is the basic plus the allowances specified in the regulations rather than either the basic alone or the full gross. It is also bounded by a floor and a ceiling in the private sector.
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